Harp 2.0

The HARP 2.0 program is also known as, “Making Home Affordable, the Obama Refi.” The program was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without paying for mortgage insurance.

In order to be eligible for the HARP refinance program: Your loan must be backed by Fannie Mae or Freddie Mac. Current LTV (loan to value) must be greater than 80%. Must be current with no past due payments in 12 months on your mortgage. Home must have been purchased on or before 5/31/2009.  You must not have refinanced since your loan since 5/31/2009.  If your loan is not Fannie Mae or Freddie Mac, still call as we have other alternatives similar to HARP.

Click here to see if you qualify