FHA Streamline Refinance

If you have an FHA loan and haven’t lowered your rate since you purchased your home in Chesterfield MO, St. Charles MO, Imperial MO, House Springs MO and St. Louis MO, the US Department of Housing and Urban Development has lowered the PMI factor and you could save money every month.  We can help you with this simple process.

What is a FHA Streamline Refinance?

All you have to do is fill out the Quick Quote to the right or call 314-412-1979 and we will do the rest.  At Best Rates Mortgage, once you close your loan, we don’t stop working for you.  We continually follow the market so when there is a chance to take advantage of a rule change or rate change with a FHA Streamline Refinance, we will let you know.  Our goal is to be your first call whenever you, a family member, or friend needs help with financing a home.  Our name is Best Rates Mortgage because our costs on average are about $2,000 cheaper than our local competition for the same rates on FHA Refinances.  Finally, while rates are always better when you have perfect credit, we have a program that has great rates and doesn’t use your credit score at all.  It only looks at your mortgage payment history for the last 12 months.  For example, if you have a 478 credit score but have made your house payment on time and have no judgments on your home’s title, we can get you a very low rate still.

Benefits of FHA Streamline Refinance

  • Lower payment
  • Lower rate
  • Reduced PMI
  • FHA Escrow Refund
  • At least 1 month off with no house payment.
  • No Appraisal or Income docs needed

Apply for a FHA Streamline Refinance Today

Best Rates Mortgage works with clients throughout the state of Missouri, including Chesterfield MO, St. Charles MO, Imperial MO, House Springs MO and St. Louis MO. Call us at (314) 412-1979 or fill out the form on this page today!