VA Loans

VA Loans in St. LouisLocated in Maryland Heights, Mike Wheeler is proud to offer VA Loans for veterans in Chesterfield MO, St. Charles MO, Imperial MO, House Springs MO and St. Louis MO, as well as the entire state of Missouri.

What is a VA Loan?

Best Rates Mortgage is a leading VA lender in Missouri, including, but not limited to, the areas surrounding Scott Air Force Base, Fort Leonard Wood and Whiteman Air Force Base. VA Loans are designed to offer long-term financing to veterans. VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines your eligibility and issues a certificate to qualifying applicants. Contact us using the Quick Quote to the right to learn if you are eligible for a VA mortgage! VA Loans are beneficial as no money is required for your down payment.

Benefits of a VA Loan

If you already have a VA Loan and have not lowered your interest rate since purchasing your home, you might want to consider refinancing your VA mortgage. At Best Rates Mortgage, our loan advisers continue to work for you even after the loan closes. We manage your file to make sure we take advantage of the rates while they are low and can benefit you. Right now, you can:

  • Lower your interest rate
  • Lower your monthly payment
  • Skip 1 to 2 months of mortgage payments
  • Get an escrow refund
  • With no need for an appraisal!

VA Loan Limits in Missouri

For 100% financing, VA Loans are limited, based on the county in which you are purchasing or refinancing your home. To learn about the VA Loan limits in your area, check the government’s website.

Get Pre-Approved for a VA Loan

Our VA loan advisers have been in the mortgage industry since the last century.  We make the VA Loan process easy where we can even send out all the documents by E-signature and send the closer to your house if you prefer.  We keep you informed during the process as we want to be your lender choice for life.

All you have to do is call (314) 412-1979 and we will take care of the rest. Mike Wheeler helps veterans in all areas surrounding Scott Air Force Base, as well as bases throughout the state of Missouri, such as Fort Leonard Wood and Whiteman Air Force Base, and cities including Chesterfield MO, St. Charles MO, Imperial MO, House Springs MO and St. Louis MO.